![]() It can be easy to put off big tasks until tomorrow…or the next day…or the next year. If approved, your coverage could start that same day! Locking down term life insurance now will give you more bang for your buck. Then, you’ll start the online application process, and you’ll get an immediate decision on coverage eligibility. Applying for term life insurance is quick and easy.Įven if you’re sold on the value of term life insurance, we know what you’re thinking…who has time to apply for coverage when you can barely finish a cup of coffee before it gets cold?! Fortunately, in addition to lending peace of mind, Haven Life’s term life insurance is a snap to sign up for. And that doesn’t count the overtime for those nights when your toddler refuses to go to sleep despite the hundreds of times you read (and reread) their favorite book. In fact, did you know that it would cost an estimated $162,000 to replace a stay-at-home parent? That is, if you were to outsource all the jobs that a single SAHP does-from cooking and cleaning to childcare and all the myriad tasks involved to just getting through a day-it really adds up. While, yes, it’s important to cover a working parent’s income, it’s just as important to put a financial safety net in place should anything happen to a stay-at-home parent, too. You might think that if the breadwinner of the family is covered, you’re all set. ( Here’s what families need to know about term life insurance.) Term life insurance is a smart choice for stay-at-home-parents and working parents. Term life insurance helps make sure that you can cover costs like childcare, a mortgage, or day-to-day bills. In the event of an untimely death, term life insurance can help provide financial support. Term life insurance helps financially protect your family. Fortunately, term life insurance through online life insurance agency Haven Life can help provide that extra protection-and peace of mind-if the unexpected happens. ![]() No matter how many advancements we make as a society, the future is still unknowable! And as unpleasant as your or your partner’s passing is to contemplate, a parent’s untimely death can be shattering not just emotionally, but financially too. Parents need life insurance because we can’t predict the future. According to one estimation, raising a child from infant to the age of 17 costs an average of $233,610, and the cost of childcare is outpacing the cost of college tuition in many states! There’s no doubt that kiddos are worth every penny (and more!), but the expenses that go hand-in-hand with parenthood are more reason to make sure that you’ve established some kind of a financial safety net to cover costs in the event of tragedy. Raising kids today can really take a toll on your wallet. ![]() Still, locking down life insurance is one of the most important tasks you can do today to help secure your child’s financial future! Life insurance is a must because raising kids is expensive. So, you could be forgiven if “sign up for term life insurance” is toward the bottom of your pre-baby to-do list. There’s a lot to do to get ready to welcome a new baby…you have to stock up on baby gear, furnish the nursery, write a birth plan, read up on labor and delivery…and basically childproof your whole life.
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Rotate video – Videos can be rotated by clicking on the preferred angle after you’ve selected the circle rotate option.Drag the selection to keep the part you need or change the Aspect Ratio to set the selection size, then move it to select the part you need. That’s when the cropping ability can come in handy. Crop video – Sometimes, there are sections you don’t need. ![]()
![]() Then, any time you spend money, your purchases will automatically be categorized in the budgeting section (occasionally this is inaccurate, so you may have to manually change the category on some purchases). The app allows you to link all of your financial accounts. Generally speaking, it’s more focused on tracking your net worth and investments, but it also has a budgeting section that offers the same income and expense tracking as Mint. ![]() Personal Capital has been around since 2009, but it has gained quite a bit of popularity in the past few years. Here are the 11 best Mint alternatives to help you manage your finances more effectively: In This Article 11 Best Mint Alternatives for 2023 Though it does an excellent job of helping people with their budgets, there are still several great alternatives to Mint worth checking out. It lets you see all of your accounts in one place, stay on top of your bills, create budgets, and access your credit score. ![]() Mint is certainly a helpful money management tool. That’s the problem set out to solve when it was first released back in 2006. If you have numerous financial accounts (who doesn’t these days?), managing them all can get overwhelming. This does not influence our recommendations or editorial integrity, but it does help us keep the site running. In terms of value, I'm honestly not sure if I save $100 per year, since I was very frugal even before YNAB, but the mental clarify of having full transparency into my current and future choices is easily worth $100 to me.At no extra cost to you, some or all of the products featured below are from partners who may compensate us for your click. The result is that mental tradeoffs are significantly more clear, and I can prioritize better. Pre-YNAB, I'd think "Do I want to spend $50 on dinner now, or do I want to save it?" With YNAB, I think, "Do I want to spend $50 on dinner now, or do I want it for my vacation in December 2024?" (Most people probably have fewer categories) I'm probably more type-A than most YNAB users, but I have 50+ categories to stash money into, including things like future vet bills, future car maintenance, specific funds for vacation in Spring 2024, Summer 2024, December 2024, etc. So no more "5k wiggle room cash on hand for random things in the future" - everything is planned. But with YNAB, I budget much further out into the future, and I do so in granular detail. ![]() I'd be focused on the current month, or maybe one month ahead. YNAB has a philosophy called "give every dollar a job." At first, this feels so intuitive that it's almost silly, but after you've used YNAB for 3+ months, it builds steam.įor instance, if I know now that I'm going to need new tires next summer, I can think "Do I want to spend $50 on dinner out today, or put the $50 into my 'new tires' fund to use in May? With Mint, I wouldn't be thinking about May. I had good savings so I easily had ~5k of comfortable wiggle room floating around if I needed it for random expenses, but I also wasn't planning ahead in detail.Įxample: Need new tires? Yeah, I had the cash, but I wasn't really expecting/tracking those things, so sometimes a bunch of expenses would all hit at the same time. I've always been good about saving and tracking my spending, but with the way I used Mint, I usually only focused on the current month. I didn't understand this until after I switched to YNAB, but Mint wasn't future-focued enough for me. ![]() He played an ape in both Greystoke: The Legend of Tarzan, Lord of the Apes (1984) and Planet of the Apes (2001).Īlong with George Takei, Clive Revill, Jason Wingreen, Felix Silla and Phil Fondacaro, he is one of only six actors to appear in both the "Star Wars" and "Star Trek" series. Speaking about his personal life, Roy is married, apparently childless, however, there are no further details about his off-camera life available to the media. Roy’s performances in both the film and television projects have significantly improved his net worth.Īdditionally, he has also appeared in television commercials, such as for Ozocleanse and Pipex broadband. ![]() He made a guest appearance in “The X-Files”, and had a recurring role in the hidden camera reality television series “The Jamie Kennedy Experiment”, as well as in the sports comedy series “Eastbound & Down”. His net worth rose steadily.Īside from films, he has also been involved in television. Roy played Keenser in the 11th, 12th and 13th installment of the popular “Star Trek” franchise, and voiced the character of Mushana the Green Pigeon in the animated film “Zambezia”. He also provided the voice for the character of General Bonesapart in the animated musical fantasy film “Corpse Bride”, another Burton piece. Soggybottom, and in the musical fantasy film “Charlie and the Chocolate Factory”, playing 165 Oompa-Loompas. Roy collaborated with Burton in his other projects as well, such as in the fantasy drama film “Big Fish”, in which he played the circus clown and attorney Mr. He took the dual role of an ape named Gorilla Kid and Thade’s niece in the sixth installment of the popular science fiction franchise, “Planet of the Apes”, directed by Tim Burton. Seuss”, “How the Grinch Stole Christmas” and “The Haunted Mansion”. The next decade saw Roy landing roles in comedy films such as “Dr. His resume continued to grow in ’90s film projects, landing parts in films such as “Disturbed”, “Howling VI: The Freaks” and “The Resurrected”, and undertaking numerous stunt performances. He also voiced the rider of the racing snail – Teeny Weeny – in the epic fantasy film “The Never Ending Story”, always adding to his net worth. Roy’s involvement in these ’70s television and film projects enabled the young actor to build his reputation in the acting world, providing him with a considerable net worth.ĭuring the ’80s, Roy tackled a variety of film roles, such as in “Flash Gordon”, “Star Wars Episode VI: Return of the Jedi”, “Greystoke – The Legend of Tarzan, Lord of the Apes”, “Lorca and the Outlaws”, “Return to Oz” and “Going Bananas”. In the meantime, he landed roles in the films “Licensed to Love and Kill” and “Die Brut des Bosen”. Sin in the “Doctor Who” serial named “The Talons of Weng-Chiang”, followed by a recurring role of ‘Decima’, a genetically engineered life form in the science fiction series “Blake’s 7”, from 1978 to 1980. The following year he was cast in a recurring role as Mr. Later that year he made his film debut, playing the Italian assassin in the fifth part of the “Pink Panther” series, entitled “The Pink Panther Strikes Again”. He made his television debut in 1976, appearing in an episode of the fantasy adventure television series “The New Avengers”. Deep Roy Net Worth $500,000īorn in Kenya as a 4′ 4” dwarf, Roy’s family eventually moved to England, where he pursued a career as a stand-up comedian in local cabaret clubs. His fortune has been accumulated during his career in the entertainment industry, now spanning more than 40 years. So just how rich is Deep Roy? According to sources, Roy has amassed a net worth over $500,000, as of late 2016. He is a Kenyan-English actor, comedian, puppeteer and stuntman, probably best known for his roles in the films “The Never-Ending Story”, “Big Fish” and “Charlie and the Chocolate Factory. Deep Roy net worth is $500,000 Deep Roy Wiki Biographyĭeep Roy was born Mohinder Purba on 1 December 1957, in Nairobi, Kenya, of Indian descent. ![]() While all the scenes described are dark and foreboding, the chorus proclaims that love is a gentle thing. The chorus of the song brings a new perspective to the lyrics. Benny seems to be aware of this fact, but he loves Liza anyway. Liza has a no-nonsense attitude towards life, and she always says, "What's done is done." There are hints of danger in the air, with the suggestion that Liza has a past that involves using a sharp blade to heal her victims. He admires her laugh and her way of holding a smoking gun. The second verse introduces Benny, who loves Liza deeply. The significance of this scene is not entirely clear, but it establishes a dark and ominous mood that carries on throughout the song. Liza is in the room, waiting for something. The light is flickering violently, and the night is thick with smoke. ![]() ![]() The opening lines of Big Thief's song Velvet Ring paints an eerie picture of a scene in a city kitchen. The interpretations might be impressionistic or surrealistic, but they're grounded in simple things." In her words, the record tracks "the masterpiece of existence, which is always folding into itself, people attempting to connect, to both shake themselves awake and to shake off the numbness of certain points in their life. Adrianne's voice and guitar playing speak of rich emotional territory with grace and insight. Masterpiece, Big Thief's debut album, is filled with characters and visceral narratives, songs that pivot in the space of a few words. The band is based in Brooklyn, New York, and comprises Adrianne Lenker, Buck Meek, Max Oleartchik, and James Krivchenia.īig Thief's music, rooted in the songs of Adrianne Lenker, paints in vivid tones "the process of harnessing pain, loss, and love, while simultaneously letting go, looking into your own eyes through someone else's, and being okay with the inevitability of death," says Adrianne. The band is based in B… Read Full Bio ↴ Big Thief is an American indie rock band with folk roots. Big Thief is an American indie rock band with folk roots. Adium provides its partners a full set of local capabilities including commercial, market access, regulatory and pharmacovigilance. Adium has been distributing products from leading international companies, in the field of Oncology, Urology, Hematology and Rare Diseases, for more than 20 years. Adium distributes its products in 18 Latin American & Caribbean countries including Brazil, Mexico and Colombia. PharmaMar wholly owns other companies: GENOMICA, a molecular diagnostics company Sylentis, dedicated to researching therapeutic applications of gene silencing (RNAi).Īdium is a private pharmaceutical company based in Montevideo, Uruguay. With subsidiaries in Germany, Italy, France, Switzerland, Belgium, Austria and the United States. It develops and commercializes Yondelis in Europe and has other clinical-stage programs under development for several types of solid cancers: Zepzelca (lurbinectedin, PM1183), PM184 and PM14. PharmaMar has a pipeline of drug candidates and a robust R&D oncology program. Its commitment to patients and to research has made it one of the world leaders in the discovery of antitumor drugs of marine origin. It is a company that seeks innovative products to provide healthcare professionals with new tools to treat cancer. Headquartered in Madrid, PharmaMar is a biopharmaceutical company, focused on oncology and committed to research and development which takes its inspiration from the sea to discover molecules with antitumor activity. This press release does not constitute an offer to sell or the solicitation of an offer to buy securities, and shall not constitute an offer, solicitation or sale in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of that jurisdiction. With this new agreement, lurbinectedin could soon reach Latin American patients with metastatic Small Cell Lung Cancer.' Outside of the US, lurbinectedin is available to patients in selected countries via named Patient Access Programs.Īccording to Luis Mora, General Manager of PharmaMar's Oncology Business Unit, 'This is our second commercial agreement with ADIUM, following the one signed a year ago with them for Yondelis. PharmaMar and Adium agreed to submit regulatory filings in several Latin America countries in the coming months. Lurbinectedin regulatory review process in certain countries falls under the ' Project Orbis' initiative which allows collaboration between the FDA and selected international regulators. Additional marketing authorization applications have been submitted to health agencies in Australia, Canada, Switzerland, Israel, and others under accelerated approval pathways. Lurbinectedin is commercialized by PharmaMar's partner Jazz Pharmaceuticals in the United States since its approval by FDA ( Food and Drug Administration) for the treatment of metastatic Small Cell Lung Cancer on June 15th, 2020. PharmaMar will retain exclusive production rights and will sell the finished product to Adium for its clinical and commercial use. PharmaMar will also be eligible to receive additional remunerations of up to EUR6.5 million upon achieving regulatory and sales milestones. Under the terms of the agreement, PharmaMar will receive an upfront payment of EUR2 million upon signing and providing the US dossier of lurbinectedin to Adium. of Montevideo, Uruguay, to commercialize the anticancer drug Zepzelca (lurbinectedin) in Argentina, Bolivia, Brazil, Chile, Colombia, Costa Rica, Curacao, Dominican Republic, Ecuador, El Salvador, Guatemala, Honduras, Jamaica, Mexico, Nicaragua, Panama, Paraguay, Peru, Trinidad and Tobago, Uruguay and Venezuela. (MSE: PHM) has announced today a licensing agreement with Adium Pharma S.A. ![]() The Random and String modules are predefined and the tkintermodule should already be available on your system as it is a built-in module deployed with the Python installation routine. This Python password generator requires no extra installation of modules. We are, however, introducing a couple of new concepts, but 90% of what we are looking at today is stuff we have already covered in our earlier articles. This is a very simple program, that is not to say that there are no significant complexities in it, in fact as computer programs go this is not that much higher up the evolutionary tree than the ubuquitious “hello world”. Why is this called a non-functional requirement? It is because the program will work perfectly well from the CLI, we will be able to enforce the combination of differing characters and minimum password length, but all the the graphical interface brings to the party is a simplicity of use. The program will be run with a graphical interface for ease of use.Therefore, we have the following non-functional requirement The password will be a minimum of 10 characters, unless a longer one is requested.Īs we have already shown we could just have this program work from the command line, but it is a fact of modern life, 99% of the world uses a graphical interface to interact with their devices, so this will require a graphical interface.The password will contain a mixture of all four.The password must contain a combination of lowercase, uppercase, symbols, and digits. ![]() We have the following functional requirements that must be included in the program. Therefore, your manager has tasked you with creating a Random Password Generator to be issued to staff to create complex passwords you have decided to use Python to carry out this task. It has become apparent that many personal in your company are using passwords that are too simple, we know that passwords are a critical part of a secure authentication process, they prevent unauthorised access to critical company information. What we are going to look at today is building an interactive password generator, this will be more complicated than the command line version we wrote in our last article. It is now time to start looking at doing something useful with the program. Our last article was the last to be focused on a single concept the Package, this means that we have effectively finished learning the basics. Moving up the stack – time to learn Python – part 7.Moving up the stack – time to learn Python – part 6.Moving up the stack – time to learn Python – part 5.Moving up the stack – time to learn Python – part 4.Moving up the stack – time to learn Python – part 3.Moving up the stack – time to learn Python – part 2.Moving up the stack – time to learn Python – part 1.To refresh your memory on the first seven articles, you can read them at the links shown below: If you managed to plough your way through that post, my hat off to you. selecting random characters from a string and shuffling a string.In our last article on my journey into Python, we talked at depth about Python Packages.using the input function to read user input.We have covered a few Python core concepts: In this tutorial, you have learned how to create a password generator in Python and how to update its logic to increase the strength of the passwords. ![]() The password is a lot stronger now that digits and punctuation characters are in random positions. Print("Password generated: ".format(password_index, randomize_password(password)))Īnd the output is… How many passwords do you want to generate? 3 Password = password + random.choice(characters)
![]() Most users say that this platform is quite advanced to use as it provides a lot of elements in the free version. You can spice, trim, and add audio effects using your creativity and skills. Color tweaks, keying effects, and lens flares are all included in the free video editor. One of the most comprehensive free VFX toolkits available is included in the package. This can be an excellent option for you if you're an accomplished hobbyist who enjoys visual effects. The HitFilm Express user interface will be recognizable to anybody who has dealt with an expert video editor previously, even though first-time users may find it a bit complicated. ![]() Set green screen chroma keys, build unique video masks, and take your film to the next level with a variety of 3D compositional tools with this free video editor. The Hitfilm Express feature set goes far further than that. More features may be added for $9 apiece, and you can pay per feature after that. HitFilm Express has a few surprise capabilities for a non-professional movie editor, such as Unified 3D Space and a puppet tool. Hitfilm Express is a free editing application that includes all of the essential functionality. It's simple to alter the color balance, cut clips, and export your creations in several video formats using this software suite. Hitfilm Express is a free video editing application that strives to provide everyone with a professional editing experience. It has all the essential features that a professional needs to create an incredible video. HitFilm Express is also amongst the best free video editor for PC and professional editors that you must use. So be prepared that your first search for the required satellite data can be quite time-consuming. It may take a while to familiarize yourself with all the buttons, menu options, and datasets available on the provider’s platform. If you want to analyze the retrieved satellite data, you will need special software.ĮarthExplorer is an undisputed leader among free satellite imagery providers in terms of data variety, but it is not the most user-friendly, especially for a non-expert. The provider’s interface can be used for search, preview, and free GIS data download purposes only. Depending on the sensor, various free data products can be downloaded (Level 1-3, natural color and thermal imagery, etc.).Īnalysis. For downloading large amounts of the USGS’s free satellite images of Earth at once, you will need to install the Bulk Download Application. For free, you can find all possible features, even less common ones - like ancient roads or graves - anywhere in the world.ĭownload. ![]() On top of the standard Area of Interest (AOI) selection options (address, coordinates, file upload, or drawing), the provider’s interface offers a feature-based search, which is pretty fun to test. All the found tiles can be conveniently previewed one by one or all at once. The provider allows you to narrow down the search for free satellite imagery by area, date, and cloud cover percentage. The provider also features free datasets provided in collaboration with ISRO (Resourcesat-1 and 2), ESA (Sentinel-2), and some commercial high-resolution satellite images (IKONOS-2, OrbView-3, historical SPOT data). Using this provider, you will find 40 years’ worth of free satellite images from USGS-NASA Landsat missions and a diversity of data from other NASA remote sensors (Terra and Aqua MODIS, ASTER, VIIRS, etc.). ![]() The selection of free satellite imagery in EarthExplorer is overwhelming, from optical and radar data to weather satellite photos to digital elevation maps. The USGS agency has the longest record of collecting free GIS data (free satellite images, aerial, and UAV), which is made available via EarthExplorer (EE). Hide USGS EarthExplorer: Free-To-Use Satellite Imagery
To recruit a great restaurant manager, think critically about your restaurant’s needs. What to include in a restaurant manager job description A solid understanding of restaurant financials is critical for maintaining profitability, as is the ability to communicate financial and technical information to both owners and staff where appropriate. While learning specific POS systems and payroll software may be required from place to place, having a basic understanding of how those platforms work will cut down on the learning curve. Great restaurant managers empower those team members to perform to the best of their abilities.Įffective restaurant management also includes deep knowledge of restaurant operations. In the restaurant business, excellent customer service is everything, and that can only happen if the front of the house and kitchen staff work together as a cohesive unit. Strong restaurant management comes from refined customer service skills and problem-solving abilities that often require years of experience to develop. ![]() Hard skills like memorizing safety regulations, learning scheduling software, and working a POS system are nice to have, but can also be learned on the job relatively easily. The best restaurant managers have not just management skills to handle day-to-day restaurant operations, but true leadership skills, which are much harder to find. Qualities of an excellent restaurant manager
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